By Gerhard Wagner
Between students in addition to practitioners it's taken without any consideration that legal responsibility coverage and legal responsibility in tort interrelate in lots of methods. actually, coverage companies are significant gamers within the quarter of claims for damages. In amazing distinction to universal ideals between attorneys, the legislation nonetheless continues that there's no connection among legal responsibility matters and coverage issues, i.e. that either belong to diverse worlds which has to be stored separate. The query is: who's correct? Is it real what numerous judgements say, i.e. that there's no normative connection among the legal responsibility and the assurance matters? This quantity exams the 2 suppositions opposed to truth. It brings jointly stories from a few ecu jurisdictions which all handle the query even if the separateness precept is an insignificant fa?ade for the courts to conceal their actual causes or in truth an in depth approximation of criminal truth. The booklet additionally addresses the problem from an monetary viewpoint, exploring the problems with the aid of the analytical instruments of cost idea.
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Extra info for Tort Law and Liability Insurance (Tort and Insurance Law)
To this see H. Koziol/R. Welser, Grundriss des bürgerlichen Rechts I (12th edn. 2002), 508 et seq. M. Schauer,  NZ, 275 (284). On this employers’ liability privilege see infra nos. 90 et seq. Cf. M. Neumayr in: M. Schwimann (supra fn. 80), § 334 ASVG no. 40. Cf. F. Harrer in: M. Schwimann (supra fn. 89), § 1325 no. 39. M. Schauer in: M. Schwimann (supra fn. 80), § 14 no. 17. 38 Attila Fenyves and Daniel Rubin insurance carrier relevant to the decision on imposing punitive damages? If so, does it tend to aggravate or to mitigate the amount granted?
For more detail H. Krejci, Bemerkungen zum Rückgriffsrecht der Sozialversicherungsträger gegenüber haftpflichtigen Schädigern,  VR, 345 (356); H. Koziol (supra fn. 124), 233; M. Neumayr in: M. Schwimann (supra fn. 80), § 332 ASVG no. 150. As the law exclusively wishes to relieve the work colleague who has caused the damage, it is, in our opinion, only significant for the exception of the liability privilege that the work colleague’s duty to compensate is covered by the liability insurance of the means of transport.
Cf. H. Koziol (supra fn. 124), 67. H. Koziol (supra fn. 124), 67 and 65. 152 A possible fault in the choice made by the liable party does, therefore, not have any independent significance as a rule. This is particularly true in the law of mandate: According to § 1010 ABGB, the appointee is liable towards his principals only for culpa in eligendo when he transfers the order to a third party in a manner allowed. 154 In addition, he must be aware that the substitute will not be able to meet his duties of compensation towards the principals.